Privacy Policy of Stamp Group

PRIVACY POLICY – STAMP GROUP

Last updated: 20 November 2026

1. Glossary & Definitions

  • “GDPR”: Regulation (EU) 2016/679 (General Data Protection Regulation).
  • “LOPDGDD”: Spanish Organic Law 3/2018 on Personal Data Protection and guarantee digital rights.
  • “PIPL”: Personal Information Protection Law of the People’s Republic of China.
  • “DPF”: EU – US Data Privacy Framework.
  • “Standard Contractual Clauses” or “SCCs”: European Commission decisions adopting standard contractual clauses for international transfers.
  • “Transfer Impact Assessment” or “TIA”: an assessment of risks and measures for transfers to third countries.
  • “Services”: those offered by STAMP B.V. and other companies of the Stamp Group via https://askforstamp.com and associated domains/applications, including:
    (i) Tax Free (VAT exemption at point of sale for non-EU tourists),
    (ii) Chinese Growth Suite (presence and activation on WeChat, Xiaohongshu/RED and Douyin), and
    (iii) Alternative Payments (acceptance of Chinese wallets Alipay+/WeChat Pay in the EU).

2. Introduction and scope

This Policy explains how the STAMP Group processes personal data in relation to the Services. We apply the GDPR, the LOPDGDD and other applicable EU data-protection and e-privacy rules. Structure and scope. The Group is organised around three Services, each with its own controller towards you. This Policy is structured accordingly and identifies, for each Service, the entity that acts as data controller. Where several independent controllers are involved in a Service (as in Alternative Payments), we identify them (see Section 3 and Annex I). If you do not agree with this Policy, please do not use the Services. Where you use our Services while located in the People’s Republic of China, the PIPL also applies to that processing in addition to the GDPR (see Annex II).

3. Controller and contact details

The controller depends on the Service concerned:

Tax Free

  • Controller: STAMP B.V., Herengracht 420, 1017 BZ Amsterdam, The Netherlands, towards the traveller.
  • The merchant is an independent controller for the issuance of the Tax Free invoice and its own tax/customs compliance.

Chinese Growth Suite

  • Controller: Starpay Iberia, S.L., Calle Piamonte 23, 28004 Madrid
  • Where a mini-program or official account is operated on behalf of a merchant - Starpay providing only set-up, content, maintenance and technical operation while the merchant decides the purposes and means of the processing - the merchant is the controller and Starpay Iberia, S.L. acts as its processor under an Article 28 GDPR contract.

Alternative Payments

  • For payments made with Chinese wallets, the merchant, the licensed payment institution Easy Payment and Finance, E.P., S.A. and the relevant wallet provider each act as independent controllers; Starpay Iberia, S.L. provides the technical integration and acts as an independent controller of its own client relationship. See Annex I.

General contact

4. Categories of personal data we process

4.1. Data provided by users

  • Identification and contact: name, surname, nationality, identity document/passport, date of birth, telephone number, email address.
  • Official identification for Tax Free: information required by VAT and customs rules.
  • Financial and payment data: tokenised identifiers of the payment instrument handled by PCI-DSS-certified processors; identifiers for international wallets (Alipay+/WeChat Pay); amounts, currency, transaction history, VAT pre-authorisations.
  • Travel and customs data: country of residence outside the EU, planned/actual departure date, customs documentation.
  • Usage and technical data: device data, advertising ID (where applicable), IP address, activity logs; geolocation only with your consent and revocable at any time.

4.2. Merchant data

  • Identification, contact and representation; contractual invoicing and payment data; information on regulatory permissions and adverse-media screening strictly for compliance purposes.

4.3. Data obtained from third parties (Article 14 GDPR)

  • From merchants (e.g., to issue Tax Free invoices), from payment service providers, acquiring banks and wallet schemes (e.g., reconciliation/fraud), from public sources and lists for AML/KYC and from social-media platforms when you interact with our content. Where we obtain data indirectly, we will provide you with the information required by Article 14 GDPR unless an exemption applies.

4.4. Automatically collected data and cookies.

  • We use cookies and similar technologies. Non-essential technologies (including analytics and advertising) are activated only with your consent. You can manage your preferences via the banner and settings panel. See the Cookie Policy for the detailed list of technologies, purposes and retention periods.

4.5. Special-category data and Article 10 GDPR data.

  • We do not intentionally collect data within Article 9 GDPR. In connection with anti-money-laundering/counter-terrorist-financing (AML/CFT) and sanctions, personal data relating to criminal convictions and offences or related security measures (Article 10 GDPR) may be processed only where a STAMP entity is legally required to do so and subject to appropriate safeguards, limited to compliance purposes and legally mandated retention periods. The applicable roles and legal basis for AML/CFT are set out in Section 5.

5. PURPOSES AND LEGAL BASES OF PROCESSING

We process data for:

  • Execution of Tax Free operations and issuance documentation: legal bases Articles 6(1)(b) and 6(1)(c).
  • Processing of payments and pre-authorisations (Tax Free refunds): Article 6(1)(b).
  • Chinese wallet payments (Alipay+/WeChat Pay): where you pay a merchant with a Chinese wallet, that processing is carried out by the merchant, the payment institution and the wallet provider as controllers; Starpay acts as an independent controller of its own client relationship. See Annex I.
  • Customer care and support: Article 6(1)(b) and, for certain enquiries, 6(1)(f).
  • Marketing communications: Article 6(1)(a); “soft opt-in” only for existing customers where permitted by e-privacy rules, with an opt-out available at any time.
  • Statistical analysis and service improvement: Article 6(1)(f) limited to aggregated/de-identified data or analytics based on consented cookies; we carry out and document a balancing test.
  • Fraud prevention and service security: Article 6(1)(f); Article 6(1)(c) where a specified legal obligation applies.
  • Defence of claims and exercise of legal actions: Article 6(1)(f).

AML/CFT, Tax and customs compliance: STAMP Group is not an obligated subject under Law 10/2010. AML/CFT and KYC obligations in the payment flows lie with the licensed payment institution (Easy Payment and Finance, E.P., S.A.), which acts as independent controller for that purpose. STAMP/Starpay does not process Article 10 data for its own AML purpose; any KYC data it handles is processed on behalf of, or transmitted to, the payment institution. Tax and customs compliance by STAMP remains under Article 6(1)(c).

Where data are legally and contractually required, or necessary to provide the service, failure to provide them may prevent registration, the transaction, or the issuance of a Tax Free invoice.

6. RECIPIENTS AND PROCESSORS

  • Processors (suppliers): operate under Article 28 GDPR contracts with confidentiality, security, sub-processor control, assistance with rights and deletion upon termination. A current list of key processors is available on request.
  • Payment institutions and wallet providers (independent controllers): the licensed payment institutions and wallet providers in the payment chain - including Easy Payment and Finance, E.P., S.A. and the Chinese wallet schemes for Alternative Payments, and Stripe and Revolut for Tax Free refunds - act as independent controllers for the execution of payments and for their own AML/KYC and regulatory obligations (see Annex I).
  • Authorities and third parties by law: tax and customs administrations, competent authorities, courts and law-enforcement bodies where legally appropriate.
  • Corporate transactions: disclosures in accordance with the law in cases of reorganisation/sale.
  • Advertising and social-media platforms (independent controllers): where we maintain a brand presence or run campaigns on third-party platforms (e.g. WeChat, Xiaohongshu/RED, Douyin, Meta), we and each platform act as separate and independent controllers. We determine the purposes and means of our own processing and rely on our own legal bases; each platform independently determines the purposes and means of the processing it carries out for its own purposes. Neither party is responsible for the other’s independent processing. For information on how a platform processes your data, please consult that platform’s own privacy policy.

7. INTERNATIONAL TRANSFERS

We use the European Commission’s SCCs when the recipient is in a third country without an adequacy decision and we implement supplementary measures where necessary. We conduct and document TIAs and periodic reviews.

United Kingdom: transfers rely on the European Commission’s adequacy decision for the UK (in force until 27 December 2031); no additional safeguards are required.

United States: where the provider is certified under the DPF, we rely on that certification; otherwise, we use SCCs plus additional measures.

China (PRC): as there is no adequacy decision, we use the European Commission’s SCCs together with supplementary technical and organisational measures for any transfer to the PRC, supported by a documented TIA. Only where SCCs cannot be used and a specific transfer is occasional and strictly necessary to perform a contract at your request may we exceptionally rely on Article 49(1)(b) GDPR, on a case-by-case basis. You may request a copy or summary of the transfer safeguards at dpo@askforstamp.com. We host the mini-programs on infrastructure located in the European Union (databases in the EU) and do not host personal information in China. Separately, where individuals access our Services while located in China, the PIPL applies to that processing; this is addressed in Annex II.

8. RETENTION PERIODS.

We retain data for as long as necessary for the purposes described, applying the following criteria: (i) for the duration of your relationship with us and the provision of the Services; (ii) thereafter, for the limitation periods applicable to potential legal or contractual claims; and (iii) for any longer period required by a specific legal obligation.

9. RIGHTS OF DATA SUBJECTS

You have the rights of access, rectification, erasure, restriction, portability and objection, and you may withdraw consent at any time without affecting the lawfulness of processing carried out beforehand. The rights relating to automated decision-making are described in Section 13.

To exercise these rights you may contact us at dpo@askforstamp.com or at the postal addresses set out in Sections 3 and 15. We will verify your identity before responding and will reply within one month of receipt; this period may be extended by up to two further months where the request is complex or where several requests have been received, in which case we will inform you of the extension and the reasons for it.

If you believe that the processing of your data does not comply with applicable law, you have the right to lodge a complaint with the competent supervisory authority (in Spain, the Spanish Data Protection Agency (AEPD, www.aepd.es)) without prejudice to any other administrative or judicial remedy.

10. INFORMATION SECURITY

We implement appropriate technical and organisational measures to ensure a level of security appropriate to the risk, taking into account the state of the art, the nature, scope, context and purposes of the processing and the risks to the rights and freedoms of individuals. These measures are designed to protect personal data against unauthorised or unlawful access, alteration, disclosure, loss or destruction, and to preserve its confidentiality, integrity and availability. We review and update them as necessary and require our processors to maintain an equivalent level of protection. In the event of a personal data breach, we will act in accordance with our incident-response procedures and notify the competent authorities and affected individuals where legally required.

11. COOKIES AND SIMILAR TECHNOLOGIES

We use cookies and similar technologies. Those that are not strictly necessary are used only with your prior consent, which you can give, refuse or withdraw at any time through our cookie banner and settings. Further details are set out in our Cookie Policy.

12. MINORS

The Services are not directed to individuals under 18. For Tax Free transactions involving minors travelling with an adult, the responsible adult must provide the minor’s data and confirm they have authority to do so.

13. AUTOMATED DECISION-MAKING AND PROFILING

We use automated systems for fraud prevention and transaction risk assessment, analysing signals such as device identifiers, IP reputation, transaction velocity, geolocation (where consented), chargeback history and merchant risk indicators. Where a decision is based solely on automated processing and produces legal effects concerning you or similarly significantly affects you (e.g. declining a transaction), we carry out that processing because it is necessary for entering into or performing a contract with you and/or to comply with a legal obligation to prevent fraud (Article 22(2)(a) and (b) GDPR). In those cases you have the right to obtain human intervention, to express your point of view and to contest the decision.

Separately, we carry out marketing segmentation to personalise content; this does not produce legal or similarly significant effects and, where it involves tracking technologies, is based on your consent.

14. CHANGES TO THIS POLICY

We may update this Policy to reflect legal, technical or operational changes. We will provide reasonable advance notice where changes are significant.

15. CONTACT

ANNEX I – Alternative Payments: roles and transparency

When you pay a participating merchant using a Chinese wallet (WeChat Pay, Alipay, Alipay+), the processing of your payment data involves the following parties and roles:

  • The merchant, as controller of its commercial relationship with you.
  • Easy Payment and Finance, E.P., S.A. (Bank of Spain register no. 6849), as independent controller for the execution of the payment and its AML/CFT obligations as a licensed payment institution.
  • The relevant wallet provider (Tencent/WeChat Pay; Ant/Alipay; Alipay+), as independent controller for its own payment scheme.
  • Starpay Iberia, S.L. provides the technical integration and, in respect of its own client relationship, acts as an independent controller; it discloses the data necessary for payment execution to the payment institution as a controller-to-controller transfer. It is not a processor of the merchant or of the payment institution.

ANNEX II – Notice for users located in the People’s Republic of China (PIPL)

This Annex applies where you access and use our mini-programs or official accounts while you are physically located in the People’s Republic of China. Because we process the personal information of individuals in China in order to offer them our Services, the PIPL applies to this processing in addition to the GDPR.

Who is responsible. The controller is identified in Section 3 (Chinese Growth Suite): for our own mini-programs, Starpay Iberia, S.L.; for mini-programs operated on behalf of a merchant, the merchant is the controller and Starpay Iberia, S.L. acts as its processor.

Information. Before your personal information is collected, we provide a privacy notice in Chinese within the mini-program itself, explaining what data we collect and for what purposes.

Consent. We process your personal information on the basis of your consent. We obtain your separate consent where the PIPL requires it, in particular (i) to share your personal information with the merchant whose services or tickets you purchase (for example, a museum or a school) and (ii) to process your passport number, which the PIPL treats as sensitive personal information and which we only request where a merchant needs it.

Your rights. You may access, obtain a copy of, correct, supplement and delete your personal information, and withdraw your consent at any time without affecting processing carried out beforehand. You can exercise these rights in Chinese through the mini-program or by contacting dpo@askforstamp.com.

Representative in China. We will designate a dedicated contact or representative established in the People’s Republic of China responsible for personal-information protection and will report its name and contact details to the competent Chinese authority, as required by Article 53 PIPL. These details will be published here once the representative is designated.

Where your data is stored. We store your personal information on infrastructure located in the European Union (with databases in the EU). We do not host it in China.

Complaints. You may address any query or complaint to dpo@askforstamp.com or, once designated, to our representative in China, and you may also lodge a complaint with the competent authority. We will endeavour to resolve your request promptly.

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